Friday 7 August 2015

Where To Obtain The Least Costly Automobile Insurance Rates In Three Simple Steps

Posted by Unknown at 13:00
By Billie Hohmd


As a result of the fact that we don't take out the time to do comparison shopping on auto insurance, millions of Americans pay too much money, more than they would normally be paying. What they don't realize is that the time it takes to do comparison shopping is a lot less than they think and can quickly help them in finding the most inexpensive auto insurance quotes.

With these 3 steps, you can get the most inexpensive insurance quotes:

Step 1: Do a comparison between auto insurance quotes.

Although you can go from company to company to collect auto insurance quotes, the quickest and easiest method is to compare quotes online. There are a number of auto insurance comparison sites that allow you to fill out one form one time to get quotes from a number of insurance companies.

When you shop online for auto insurance it will only take a few moments of your time, and your can see all of your quotes and choose the insurance you want in the comfort of your home.

The best websites will give you honest answers about which companies are the best, which means you can avoid the sales pitch that you're sure to get from any insurance company that you go to in person. Pick a number of the companies providing adequate coverage at low rates then move over to step two.

Step 2: Take your deductible higher.

It's always best to ensure you have at least the amount for the deductible securely kept aside in an account should you need it. After that, check with the insurance companies to know the extent to which the premium will be lowered should your deductible be raised to $1,000.

The deductible is the amount that you are willing to pay up front for any repairs on a claim before your insurance kicks in. By raising your deductible to $1000 from $250, it is possible to save up to 50% on premiums yearly. Increasing your deductible is one sure way of getting the most inexpensive auto insurance quotes.

Step 3: Take advantage of discounts.

All auto insurance companies have discounts available that you can take advantage of. They are usually not applied till you ask for them though you may already qualify for them. Get a list of how many of these discounts you may easily take advantage of and those that you already qualify for by giving the company a call.

Auto insurance companies usually include the following discounts:

- Installing anti-theft devices such as car alarm installed. - Having various safety features such as air bags or anti-lock brakes - Driving fewer miles than average. - Participating in education courses for drivers. - Maintaining a good driving record - Parking your car in a carport. - Making sure that you have a good to excellent credit score

These three steps when followed will put you on your way to getting the most inexpensive car insurance there is. The amount of time you'll put in that will save you hundreds of dollars yearly on insurance isn't at all much.






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