You can't be turned down for Over 50s Life Insurance as long as you are a UK resident aged 50 to 80, and you can be covered over the phone or online in minutes.
5 good reasons to choose Easy Insurance
1. 5 Star Rating - from Fairer Finance for product features. No other over 50s plan has a 5 Star Rating. 2. Fairer Cover - if you need to stop paying, your family can still get at least half of the pay-out when you die, as long as you're at least halfway through paying for your policy. That's halfway from the start of the policy until the policy anniversary date after you turn 90. You stop paying at that policy anniversary or when you die, whichever comes first.
3. Cover from 2,000 to 20,000 - depending on your age,
4. Immediate cover for accidental death - if you die from an accident in the first year. 5. Full cover - after just one year. Some make you wait two years.
Guaranteed acceptance
You want the best for your loved ones, and to make things as easy as possible for them when you die. You wouldn't want to leave your loved ones with added financial worry at a difficult and emotional time.
And Accidental Death Benefit means we'll pay the full cash sum if you die as the result of an accident, even if you've had your plan for less than two years. No medical, guaranteed (if you're aged 50-85 and a UK resident). Fixed premiums start from just 1.50 a month - the lowest in the market.
No health questions and easy sign-up
Everyone's different and we want you to get the life cover that you need. Here are a couple of ways that you can tailor your plan to fit you perfectly.
But you can't miss a payment
As well as our Over 50s Life Insurance policy, we also offer Over 50s Life Insurance with the Lifetime Payback Guarantee. If you choose this policy, you'll get all the same benefits as our Over 50s policy plus your loved ones will either get back your cover amount or the total premiums you have paid - whichever is more.
The majority of over-50s life insurance policies pay out a fixed amount, the maximum typically being around 25,000. The great thing about a fixed payout is the certainty it offers, but there are downsides too.
You should choose a premium that you're comfortable paying - if you stop paying towards your plan, we would have to cancel your plan and you wouldn't get anything back. You should also remember that, depending on how long you live, you could pay in more than the cash sum we pay out.
Making a claim is simple and our staff will do everything they can to make sure everything goes as smoothly as possible. When the time comes, all your loved ones need to do is call us or write to us and we'll help them with the rest.
Immediate cover for accidental death
It's important to think carefully about your budget when deciding on a premium, as you could potentially be paying out for more than 30 years. Most insurers, however, offer free cover if you live over a certain age (usually 90). This would mean that when you get to that age, you can stop paying your premiums but your policy would remain in force.
Increasing life insurance
Furthermore, term life insurance isn't best suited to everyone. If you're over 50 and have paid off your mortgage or have children who are grown up, your needs will be very different to a 35-year-old who has a young family and 20 years of mortgage payments to make. This is where over-50s life insurance comes in.
5 good reasons to choose Easy Insurance
1. 5 Star Rating - from Fairer Finance for product features. No other over 50s plan has a 5 Star Rating. 2. Fairer Cover - if you need to stop paying, your family can still get at least half of the pay-out when you die, as long as you're at least halfway through paying for your policy. That's halfway from the start of the policy until the policy anniversary date after you turn 90. You stop paying at that policy anniversary or when you die, whichever comes first.
3. Cover from 2,000 to 20,000 - depending on your age,
4. Immediate cover for accidental death - if you die from an accident in the first year. 5. Full cover - after just one year. Some make you wait two years.
Guaranteed acceptance
You want the best for your loved ones, and to make things as easy as possible for them when you die. You wouldn't want to leave your loved ones with added financial worry at a difficult and emotional time.
And Accidental Death Benefit means we'll pay the full cash sum if you die as the result of an accident, even if you've had your plan for less than two years. No medical, guaranteed (if you're aged 50-85 and a UK resident). Fixed premiums start from just 1.50 a month - the lowest in the market.
No health questions and easy sign-up
Everyone's different and we want you to get the life cover that you need. Here are a couple of ways that you can tailor your plan to fit you perfectly.
But you can't miss a payment
As well as our Over 50s Life Insurance policy, we also offer Over 50s Life Insurance with the Lifetime Payback Guarantee. If you choose this policy, you'll get all the same benefits as our Over 50s policy plus your loved ones will either get back your cover amount or the total premiums you have paid - whichever is more.
The majority of over-50s life insurance policies pay out a fixed amount, the maximum typically being around 25,000. The great thing about a fixed payout is the certainty it offers, but there are downsides too.
You should choose a premium that you're comfortable paying - if you stop paying towards your plan, we would have to cancel your plan and you wouldn't get anything back. You should also remember that, depending on how long you live, you could pay in more than the cash sum we pay out.
Making a claim is simple and our staff will do everything they can to make sure everything goes as smoothly as possible. When the time comes, all your loved ones need to do is call us or write to us and we'll help them with the rest.
Immediate cover for accidental death
It's important to think carefully about your budget when deciding on a premium, as you could potentially be paying out for more than 30 years. Most insurers, however, offer free cover if you live over a certain age (usually 90). This would mean that when you get to that age, you can stop paying your premiums but your policy would remain in force.
Increasing life insurance
Furthermore, term life insurance isn't best suited to everyone. If you're over 50 and have paid off your mortgage or have children who are grown up, your needs will be very different to a 35-year-old who has a young family and 20 years of mortgage payments to make. This is where over-50s life insurance comes in.
About the Author:
One of the key benefits of best over 50 life cover is that there is no medical requirement when you apply, meaning that you will have guaranteed acceptance should you wish to take out a policy. Apply now for no medical life insurance .
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