Anyone out of work is vulnerable to being scammed by crooked head hunters on the take. All too often what started as a potential job offer winds up sounding more like a sales pitch, and job hunters should always be wary. Whenever there is insurance being sold, American Income Life jobs Minnesota for example, the so-called opportunity may not be quite as fleshy as the company agents make it sound.
While they do have some excellent insurance policies available, being able to actually write a policy and thus close the sale is extremely difficult for many reasons. All too often the person they pitch to will be medically denied, and thus unable to purchase the policy at all. However, make an appointment, get out on the road, and pitch to every human you establish contact with increases the chances of success for any new agents.
Most of their insurance products are supplemental medical health insurance plans. The coverage is ideal for families who have more frequent visits to medical establishments. Supplemental plans help families cover deductibles, percentages, copayments, and often will provide monies for medical services or procedures that their primary coverage denies.
Because they pay out such large benefits, the health qualifications are extremely strict. Supplemental plans have way more power than their primary insurance partners when it comes to excluding people for certain conditions. However, when the agents go ahead and make their pitch, even though they are almost totally certain it will not go through on that, it grants them a moment to try and sell a different product or package that their preexisting condition does not nullify.
That is a major stumbling block that agents will trip on. What may surprise them is that their bosses will encourage them to make the appointments anyway, even if they are 95% certain their appointment will not qualify. They push this seeming wasted effort to help provide new recruits with practice, and also to make an effort to sell the otherwise un-coverable individual with a completely different product.
While companies often allow a small income to their agents, especially in the beginning, AIL does not. The new agent must be prepared to keep gasoline in their car and motivation in their step without financial assistance from their masters. Keeping agents on the road is how money is made, even though some new agents can work for some gas money filing papers at their main office sometimes.
On the bright side, commissions at AIL are generous compared to most companies out there. Once an agent sells a product, he or she will receive their commission each and every time payment is made for that policy, forever. So long as they work there, every policy sold becomes a new piece to their regular paychecks. The best lumps get thrown in yearly when policies renew.
Every product sold by an agent is a candle in their growing sun. Savvy agents revisit old clients at least once a year in order to touch base, offer coverage increases, and sometimes even sell additional products. Old clients have usually already gone through the health qualification check, so they are the easiest customers to sell.
While they do have some excellent insurance policies available, being able to actually write a policy and thus close the sale is extremely difficult for many reasons. All too often the person they pitch to will be medically denied, and thus unable to purchase the policy at all. However, make an appointment, get out on the road, and pitch to every human you establish contact with increases the chances of success for any new agents.
Most of their insurance products are supplemental medical health insurance plans. The coverage is ideal for families who have more frequent visits to medical establishments. Supplemental plans help families cover deductibles, percentages, copayments, and often will provide monies for medical services or procedures that their primary coverage denies.
Because they pay out such large benefits, the health qualifications are extremely strict. Supplemental plans have way more power than their primary insurance partners when it comes to excluding people for certain conditions. However, when the agents go ahead and make their pitch, even though they are almost totally certain it will not go through on that, it grants them a moment to try and sell a different product or package that their preexisting condition does not nullify.
That is a major stumbling block that agents will trip on. What may surprise them is that their bosses will encourage them to make the appointments anyway, even if they are 95% certain their appointment will not qualify. They push this seeming wasted effort to help provide new recruits with practice, and also to make an effort to sell the otherwise un-coverable individual with a completely different product.
While companies often allow a small income to their agents, especially in the beginning, AIL does not. The new agent must be prepared to keep gasoline in their car and motivation in their step without financial assistance from their masters. Keeping agents on the road is how money is made, even though some new agents can work for some gas money filing papers at their main office sometimes.
On the bright side, commissions at AIL are generous compared to most companies out there. Once an agent sells a product, he or she will receive their commission each and every time payment is made for that policy, forever. So long as they work there, every policy sold becomes a new piece to their regular paychecks. The best lumps get thrown in yearly when policies renew.
Every product sold by an agent is a candle in their growing sun. Savvy agents revisit old clients at least once a year in order to touch base, offer coverage increases, and sometimes even sell additional products. Old clients have usually already gone through the health qualification check, so they are the easiest customers to sell.
About the Author:
Get great tips on how to find a job fast and more info about available American Income Life jobs Minnesota area at http://www.thedeleygroup.com right now.
0 comments: