Perhaps the most well-known superhero of all time is Superman. He's got everything. He is "faster than a speeding bullet, more powerful than a locomotive, and able to leap tall buildings in a single bound." His only weakness is Kryptonite. He is the model of honesty, justice, and humanity. Basically, he's the man.
Everything is going well as you meet the parents, putting your best foot forward. Then you hit the road with your date and it happens! Your tire blows on the way! The timing is impeccable but getting a flat can happen anywhere and anytime. Here is what you need to do.
Spiderman is very smart and gets to be a mutant. They each take care of their cities in their own way. Batman's got Gotham covered, Wonder Woman has D.C., and Spiderman takes care of New York. Super Man is primarily located in Metropolis, but he tends to wander farther afield than his fellow superheroes.
This is why these superheroes provide the perfect analogy for Insurance. We can say Batman is auto insurance because he has the Batmobille. Wonder Woman can be travelers insurance because she has her invisible plane. Spiderman can be renters insurance since he tends to move a lot. Superman however, will be umbrella insurance since he runs around doing pretty much everything.
The other thing you should take into consideration if you're planning on becoming a landlord is the fact that you could very easily be liable for any injuries suffered by your tenants. While the details may vary, any sort of defect with the house that causes physical injury to one of your renters will be your responsibility. And although you may try your best to ensure that the property is safe, sometimes accidents happen. No matter how it occurred, you don't want to find yourself on the wrong side of a liability lawsuit to pay for expensive medical bills. Thankfully, the proper landlord insurance policy can help protect you from situations like this.
Make sure that you put on your emergency lights as soon as you know you have a flat. This will notify everyone around you that there is something wrong. Make sure that you don't slam on your breaks as this can cause a loss of control. It is much better to just slow down gradually. When you have completely pulled off the road, make sure that you put some triangle reflectors and keep your emergency lights on.
The same goes for umbrella insurance, the Superman of insurance. Even though you may already have auto, travel and renters insurance, there are occasions when a problem or issue is just too big for one insurance policy to handle.
Change it
So while some may scoff at the idea of an umbrella insurance policy, there may come a time when those scoffers may need it. Emergencies are not a time to be picky or prideful. When disaster strikes, you are going to want all the help you can get. Don't assume that Batman will be able to solve your every problem. Despite how awesome he is, even Batman needs help sometimes.
Don't refuse the help of Superman just because you wear Batman underpants. So get your Auto Insurance, Travelers Insurance, and Renters Insurance from Kemper Insurance Frisco, but remember to back yourself up with the Superman of all insurance policies: your umbrella insurance.
Everything is going well as you meet the parents, putting your best foot forward. Then you hit the road with your date and it happens! Your tire blows on the way! The timing is impeccable but getting a flat can happen anywhere and anytime. Here is what you need to do.
Spiderman is very smart and gets to be a mutant. They each take care of their cities in their own way. Batman's got Gotham covered, Wonder Woman has D.C., and Spiderman takes care of New York. Super Man is primarily located in Metropolis, but he tends to wander farther afield than his fellow superheroes.
This is why these superheroes provide the perfect analogy for Insurance. We can say Batman is auto insurance because he has the Batmobille. Wonder Woman can be travelers insurance because she has her invisible plane. Spiderman can be renters insurance since he tends to move a lot. Superman however, will be umbrella insurance since he runs around doing pretty much everything.
The other thing you should take into consideration if you're planning on becoming a landlord is the fact that you could very easily be liable for any injuries suffered by your tenants. While the details may vary, any sort of defect with the house that causes physical injury to one of your renters will be your responsibility. And although you may try your best to ensure that the property is safe, sometimes accidents happen. No matter how it occurred, you don't want to find yourself on the wrong side of a liability lawsuit to pay for expensive medical bills. Thankfully, the proper landlord insurance policy can help protect you from situations like this.
Make sure that you put on your emergency lights as soon as you know you have a flat. This will notify everyone around you that there is something wrong. Make sure that you don't slam on your breaks as this can cause a loss of control. It is much better to just slow down gradually. When you have completely pulled off the road, make sure that you put some triangle reflectors and keep your emergency lights on.
The same goes for umbrella insurance, the Superman of insurance. Even though you may already have auto, travel and renters insurance, there are occasions when a problem or issue is just too big for one insurance policy to handle.
Change it
So while some may scoff at the idea of an umbrella insurance policy, there may come a time when those scoffers may need it. Emergencies are not a time to be picky or prideful. When disaster strikes, you are going to want all the help you can get. Don't assume that Batman will be able to solve your every problem. Despite how awesome he is, even Batman needs help sometimes.
Don't refuse the help of Superman just because you wear Batman underpants. So get your Auto Insurance, Travelers Insurance, and Renters Insurance from Kemper Insurance Frisco, but remember to back yourself up with the Superman of all insurance policies: your umbrella insurance.
About the Author:
CNC Insurance Brokerage Services is in the business of covering every aspect of your life with quality and affordable insurance coverage. CNC offers you a central hub for yourlandlord insurance , auto, life, renters and every other insurance need you have. CNC services families and businesses in Frisco, Dallas, Plano, McKinney, and their surrounding communities. We pride ourselves in giving you the best bang for your buck. We go to work to protect your assets for you at a price that fits your budget.
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